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About the Author

Bryan began his financial career immediately following earning his CPA credentials and Bachelorâ€™s Degree in Accountancy from the University of Illinois. Later he earned his Masterâ€™s Degree in Business Administration from the University of Illinois Executive MBA program. His career started as a staff accountant for the State Universities Retirement System of Illinois where he eventually became the Chief Financial Officer. After 19 years of experience in public retirement matters, he worked for 5 years with Benefit Planning Consultants, Inc. - a third party administration corporation overseeing private retirement plans. He is currently associated with Chesser Financial, where he has been assisting individuals in their personal retirement planning for the last 13 years. Bryan earned Million Dollar Round Table membership within four months at Chesser Financial. He earned VIP of the Year award from Ohio National Financial Services that same year. In 2010, Bryan was recognized by Ohio National with their Chairmanâ€™s Navigator Award, recognizing him for the personal integrity Bryan exhibits with his clients and business relationships. Bryan and his spouse of 32 years, Pam, live in Champaign, Illinois, and are avid fans of The University of Illinois Fighting Illini. They have two daughters, Callie and Corrie.

Product details

Paperback: 146 pages

Publisher: Infinity Publishing (December 27, 2013)

Language: English

ISBN-10: 0741499762

ISBN-13: 978-0741499769

Product Dimensions:

5.5 x 0.3 x 8.5 inches

Shipping Weight: 6.4 ounces (View shipping rates and policies)

Average Customer Review:

4.4 out of 5 stars

54 customer reviews

Amazon Best Sellers Rank:

#62,006 in Books (See Top 100 in Books)

This is an excellent book on the subject of using whole life insurance to supplement your portfolio. It is a thought provoking look at an alternative to the usual risky investment strategies most people use for their retirement dreams. After reading the books contents, I still had questions that I was not sure of and decided to email this CPA for clarity. I honestly never expected to get a response, let alone a back and forth dialogue from Mr. Bloom that answered all of my questions and spiked my interest in this product. I highly recommend anyone interested in saving for retirement to read this book.

One of the most thorough, if not THE MOST THOROUGH, book about utilizing Permanent Life Insurance as your own bank to finance everything throughout your life. I believe a correctly structured permanent life insurance policy is a vital part of your investment portfolio and has the ability to do many jobs for you, NOT ONLY FOR just providing income to your loved ones when you pass away. This book teaches you how to capture all the money that slips through our fingers throughout our whole working life and use it to be tax efficient, growth efficient, income and asset protective (when you pass away, early or late in life), and the ability to be your own bank by financing your purchases through yourself so you can build your own wealth instead of building all the Banks' wealth. A MUST, MUST READ!!! Bryan is right, not everyone does this because they don't know it exists. But those who do know it exists, DO USE IT! If you understand financial principles like opportunity cost, Rule of 72 (Compound interest and HOW IMPORTANT IT IS TO START INVESTING AS YOUNG AS POSSIBLE ANNNNND NOT NOT NOT DISTURBING THE GROWTH OF YOUR PRINCIPLE), multi-tasking your money, then this is the book for you!! And even if you don't understand those principles, READ IT ANYWAYS! This book was very entertaining to read, to me. It wasn't "Dry" at all to me. Bryan used very realistic examples and was very clear about everything he said, so that people would not misinterpret what he's trying to explain. I recommend this to all people, investors (novice-experts), friends, family, insurance agents, anyone who wants to understand insurance more and the benefits of it.

This is the third book I've read on life insurance. Perhaps because of the knowledge I gained in the other two, or perhaps because of the way Bloom writes, I better understand these concepts after reading this book. You don't have to be a CPA or a tax attorney to understand his presentation. If you are curious to learn about one of the little known sections of the tax code to protect wealth and create a tax free retirement then read this book. One of the better ones on the subject.

Excellent book from a CPA's persepctive, rather than life insurance expert perspective. I think it makes for a better approach with some clients. I bought several copies to share with clients/prospects. I highly recommend!

Seems likes a cheerleader for the whole life insurance industry. I was hoping for a more balanced analysis of the solution. This author seems to have one tool - the whole life hammer - and every financial problem is a nail to him. Some of the math examples are disingenuous, particularly the one involving mortgages.One pro is that he explains the potentially useful features pretty well. Other than that, I'll be returning the book.

A great conceptual book! Everyone will have a different situation but the concept is well presented.I would recommend a good IUL with living benefits in most cases.

Nothing new.

i loved every piece of this book. A must read for any life insurance agent or anyone looking to further educate themselves about finance.

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Sound is the stand-alone companion to Alexandra Duncan's acclaimed debut novel Salvage, which was praised by internationally bestselling author Stephanie Perkins as "brilliant, feminist science fiction." For fans of Beth Revis, Firefly, and Battlestar Galactica.

As a child, Ava's adopted sister, Miyole, watched her mother take to the stars, piloting her own ship from Earth to space making deliveries. Now a teen herself, Miyole is finally living her dream as a research assistant on her very first space voyage. If she plays her cards right, she could even be given permission to conduct her own research and experiments in her own habitat lab on the flight home. But when her ship saves a rover that has been viciously attacked by looters and kidnappers, Miyole, along with a rescued rover girl named Cassia, embarks on a mission to rescue Cassia's abducted brother, and that changes the course of Miyole's life forever. Harrowing, provocative, and stunning, Sound begins roughly a decade after the action in the author's critically acclaimed Salvage, and is a powerful stand-alone companion.

Sales Rank: #1117291 in Books
Published on: 2015-09-22
Released on: 2015-09-22
Original language: English
Number of items: 1
Dimensions: 8.25" h x 1.49" w x 5.50" l, 1.18 pounds
Binding: Hardcover
496 pages

From School Library Journal
Gr 7–10—Miyole is a young scientist on a space research vessel in the not-so-distant future. Despite being only 16, she has secured her position on the mission by forging her papers and pretending to be older. When Miyole's ship is attacked by slaver pirates and a guest on the vessel is kidnapped, the protagonist volunteers to lead an illicit rescue mission to find him. Along with the man's teenaged sister, Cassia, and a reluctant pilot named Rubio, Miyola sets off on a dangerous space adventure. Unfortunately, the heroine's motivations for abandoning her post ring hollow. She has lied and put her family at risk in order to be a research scientist, and her decision to help Cassia—a stranger—feels forced and abrupt. Despite Duncan's best efforts to show that Miyole's own past makes her sympathetic toward the kidnapped man's family, the characters feel underdeveloped, and readers will struggle to feel invested in their conflicts and relationships. Diverse characters populate this novel. Miyole, in addition to being a brilliant female scientist, is a lesbian of Haitian descent who has grown up in foster care in India. Two other lesbian characters are included, as well as a character who is Deaf. While Miyole's sexuality does play a role in her character's actions throughout the story, the romance is light and the action is fast-paced. VERDICT Overall, while weak on character development, this adventure novel will appeal to readers looking for science fiction with strong female heroines and abundant diversity.—Liz Overberg, Darlington School, Rome, GA

Review
"Unpredictable plot, vivid settings, and a queer, dark-skinned black girl as a protagonist in far-future science fiction: essential." - Kirkus starred review

“Meaningful and well-wrought…Unpredictable plot, vivid settings, and a queer, dark-skinned black girl as a protagonist in far-future science fiction: essential.” (Kirkus Reviews (starred review))

“This adventure novel will appeal to readers looking for science fiction with strong female heroines and abundant diversity.” (School Library Journal)

From the Back Cover

Miyole has made mistakes.

The first was lying about her age to secure a spot on a Deep Sound Research Institute mission to the edges of known space.

The second was failing to stop the pirates who attacked her ship and destroyed a smaller vessel before her eyes.

The third was falling in love with Cassia.

In the wake of the attack, Miyole finds herself drawn in to a reckless quest to rescue Cassia's brother. Along with a meddling pilot caught up in their plans, the girls fight their way through criminal dens, abandoned space stations, and the harsh oceans of an ice-bound moon.

Soon, the reality Miyole has so carefully constructed for herself begins to crumble. Can she trust Cassia? Is the DSRI everything they say? Can she control the memories of a past she has struggled so hard to forget?

And most of all, can she bear the cost?

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Sales Rank: #58150 in eBooks
Published on: 2012-05-06
Released on: 2012-05-06
Format: Kindle eBook

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Amazon Sales Rank: #1029630 in Books
Published on: 2007-01-01
Released on: 2007-01-01
Ingredients: Example Ingredients
Original language: English
Number of items: 1
Dimensions: 8.20" h x .80" w x 5.52" l,
Binding: Paperback
276 pages

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Sales Rank: #1450586 in Books
Brand: Brand: SAGE Publications Ltd
Published on: 2008-01-17
Original language: English
Number of items: 1
Dimensions: .73" h x 6.80" w x 9.54" l, 1.25 pounds
Binding: Paperback
328 pages

Features

Used Book in Good Condition

Review
Praise for the First Edition: 'The book is clearly written, well-organized and lives up to its claim to be jargon-free. It is written in an interactive style which not only encourages the reader to consider and question issues but is also 'user-friendly'

About the Author
KATHRYN GELDARD, PhD, is a lecturer and counsellor supervisor in the School of Psychology and Counselling at the Queensland University of Technology (QUT) in Brisbane, Australia. Her research interests include adolescent peer counselling and counselling effectiveness as perceived by the adolescent client in the QUT Psychology and Counselling Clinic.

Kathryn is currently conducting research with Australian Aboriginal adolescents with regard to developing a culturally sensitive peer support program in a regional community. She is the author of a number of textbooks on counselling and has several years experience in supervising and training counsellors.

David Geldard has an international reputation as a counselling psychologist and for his work in counselling children and their families.

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The quest for the Holy Grail in Forex is a metaphorical journey in financial analysis applied to the currencies’ market.Much like the Templar knights sought the Holy Grail over the centuries, the author guides the trader along dark path, in a quest for the golden rules that underpin profit in the currency trading.Some of the main tools in classic financial analysis are here analyzed in depth, clarifying which of them actually work in the current markets, and reaching the conclusion that common technical indicators alone are not enough to take a trader to the Holy Grail of financial success.To help the reader develop a firm grasp on currency trading analyses and be consistently profitable over time, the author will explore how to understand the moves of the big players and how to follow them.The author suggests 15 golden rules that can be used as a guide in the arduous search for the Holy Grail in forex. A new approach to the financial analysis. A quest for truths hidden to most; a different approach to the classic technical analysis. Reading and mastering the contents of this book, a knowledgeable trader will learn not to rely on now obsolete technical analysis indicators or to lean on the advice of the most diverse experts, but to adopt a holistic approach, and become able to assess what really moves the markets, how the balance of powers between the currencies works and fluctuates at any given moment.Ad Maiora.

Amazon Sales Rank: #401274 in eBooks
Published on: 2016-04-13
Released on: 2016-04-13
Format: Kindle eBook

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